Checklist for Hiring a Licensed and Insured Roofing Contractor

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Checklist for Hiring a Licensed and Insured Roofing Contractor

Checklist for Hiring a Licensed and Insured Roofing Contractor

Verify Licensing

Iowa doesn’t require a state-level roofing license, but many cities and counties do require contractor registration. Des Moines, Ankeny, and other Central Iowa cities require contractors to be registered and pull permits for roofing work.

Ask the contractor for their license or registration number and verify it with the local building department. A licensed contractor has met minimum requirements for competency and is accountable to local regulations.

If a contractor tells you permits aren’t needed for your roof replacement, that’s a major red flag. Permits protect you by ensuring the work is inspected and meets building codes.

Confirm Insurance Coverage

This is non-negotiable. Every roofing contractor must carry general liability insurance and workers’ compensation insurance.

General liability covers damage to your property during the project. Workers’ compensation covers injuries to workers on your property. Without workers’ comp, YOU could be liable if a worker gets hurt on your roof.

Ask for a certificate of insurance and call the insurance company directly to verify it’s current. Don’t just take the contractor’s word for it. Hutch Unlimited Roofing is fully licensed and insured — we provide proof of coverage to every customer.

Your Complete Hiring Checklist

Before signing any contract, verify these items: valid license or registration, current general liability insurance, current workers’ compensation insurance, physical business address (not just a PO box), established local presence with verifiable history, written detailed estimate with material specifications, clear warranty terms for materials and labor, references from recent local projects, positive online reviews on Google and Facebook, and a clear payment schedule (never pay 100% upfront).

Hutch Unlimited Roofing checks every box on this list. We’re a locally owned company based in Grimes, Iowa, serving Des Moines roofing company in des moines ia, Ankeny roofing contractor in ankeny ia, Waukee roofing company in waukee ia, and all of Central Iowa. Contact us contact or call +1 515-313-7355 for a free estimate.

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